Taking a Housing Loan on Leasehold Property is not a very difficult task. Almost all Banks and HFCs offer Home Loan on Leasehold Property with specific terms and conditions (i.e. TM and PTM). What is a leasehold property ? Leasehold refers to a property tenure which gives you the right to remain in the property for a specified period of time. Here the buyer cannot own the property or the land on which it is situated. In leasehold land, the authority (usually, a government agency) remains the owner of the…
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