Loan Against Property

How to Borrow Mortgage Loan Against Industrial Property ?

April 13, 2023May 19, 2023 Santa Prof

mortgage-loan-against-industrial-property-trickyloan.com

Mortgage Loan Against Industrial Property is provided to cater to all self employed non professional customers who are running a manufacturing facility in major industrial zones in India and offering industrial property as collateral. What is Industrial Property Mortgage Loan ? Lenders including Banks/HFCs/NBFCs offer Mortgage Loan on Industrial Property by mortgaging a manufacturing unit located in any industrial areas in the country. An industrial property can be a Manufacturing Unit, Industrial Land, Workshop or any other type of property in a defined Industrial zone, owners of a manufacturing unit…

Get Loan Against Property without Income Proof or ITR – Full Guide

May 15, 2022February 4, 2023 Santa Prof

Taking Loan Against Property without Income Proof is not rare, but it is definitely difficult. As such a Loan Against Property is a secured loan. However, most Banks / HFCs / NBFCs assess the borrower’s repayment capacity before providing mortgage loans. There are some Banks / HFCs / NBFCs which provides loan by calculating the borrower’s raw income, rental income, co-applicant’s income, freelance income, cattle income, pension income, part time job income etc. What is Loan Against Property ? Loan Against Property is a secured loan in which the borrower…

How to get Loan Against Leasehold Property in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

Taking a Loan Against Leasehold Property is not a very difficult task. Almost all Banks / HFCs /NBFCs offer Mortgage Loan on Leasehold Property with specific terms and conditions (i.e. PTM). What is a leasehold property ? Leasehold refers to a property tenure which gives you the right to remain in the property for a specified period of time. Here the buyer cannot own the property or the land on which it is situated. In leasehold land, the authority (usually, a government agency) remains the owner of the land and…

How to borrow Loan Against Freehold Property in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

Generally all Banks / HFCs / NBFCs are willing to provide Loan Against Freehold Property. This is because it is considered a safe investment. Not only the registration of freehold property is done but the expectation of an increase in its value is very high. What is Freehold Property ? Freehold Property is property that is “free from hold” of any entity other than the owner. Therefore, the owner of such property receives free ownership forever and is free to use the land for any purpose as per local regulations.…

How to borrow Loan Against Lal Dora Property in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

In view of the increasing demand for Loan Against Lal Dora Property, there are some HFCs or NBFCs which have started providing Mortgage Loan Against Lal Dora Property or Loan on Lal Dora Property with certain rules and conditions. What is Lal Dora Property / Area ? Lal Dora land is one of the most important and historic land pieces of Delhi-NCR. The term “Lal Dora” was first used in 1908 to denote a piece of land that was part of the village’s “Abadi / Population”. In those days, the…

How to borrow Loan Against Commercial Property in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

Mortgage Loan Against Commercial Property generally take over where business loans finish. It usually lasts from three to 15 years and you can usually find a 60-70% mortgage. This is a measure of loan-to-value ratio to see how much you are borrowing in relation to how much the property is worth. What is Mortgage Loan ? A mortgage loan is a type of secured loan where applicant can avail funds by providing his asset as collateral to the lender. A mortgage is usually a loan sanctioned against an immovable asset…

How to get Loan Against GPA Property or Mortgage Loan in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

A Mortgage Loan Against GPA Property is a type of Secured Loan where a applicant avail funds by providing his GPA Property as collateral to the Banks/HFCs/NBFCs. What is GPA ? GPA stands for General Power of Attorney. It is a legal instrument that is used by a person (Grantor) to confer Authority on the person (Grantee) to act on his behalf. GPA can be registered anywhere in the country and it does not necessarily have to be registered with the authority which has the jurisdiction on the property. Why…

How to borrow Loan Against Property or Mortgage Loan in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

A Loan Against Property is a secured loan in which the borrower mortgages his residential / commercial / industrial property to the lender and obtains the fund / loan. Generally, There is no restriction on the use of funds in loans on property. The borrower can use the loan for a variety of purposes such as Business Expansion, Medical Emergency, wedding, Further Education etc. Features of a Loan against Property A Loan against property is available to all Salaried, Professional, Business Owner and Registered Company. Funds received via a Loan…