Author: Santa Prof

I Santa Prof have been associated with top Indian leading Banks, HFCs and Non Banking Finance Companies for almost 14 years and provide advisory services on Loan, Insurance, Wealth, Finance etc. I have special expertise in Property related loans like Home Loan & Mortgage Loan but I have also worked on Personal Loan, Business Loan, Home Loan, Mortgage Loan, Car Loan, Education Loan etc. Earlier I worked with Lone Mega Mart. Trickyloan.com is my website where I provides information and services related to loans. The site's content is divided in to different categories with sections dedicated to loan options, the loan process, loan requirements, and other relevant topics. Each section provides detailed information about the subject, including how to apply for loans, the terms and conditions, and repayment options. This is user-friendly website that provides valuable information and services for those who are looking to take ou tloans. We emphasis on making the loan application process easy and transparent is evident in its design and content.

Mudra Loans : Ultimate Guide to Financing Your Small Business

March 4, 2023May 19, 2023 Santa Prof

As a small business owner, you know how important it is to have access to financing to help your business grow. Mudra Loans are a government-backed financing option that has been designed to help small businesses in India. In this comprehensive guide, we will provide you with all the information you need to know about Mudra Loans. What are Mudra Loans ? Mudra Loans are a type of loan provided by the government of India to small businesses that require funding to expand their operations. The loans are provided by…

Bank of Baroda Personal Loan up to 20 Lacs @ 11.75% P.A.

October 2, 2022May 19, 2023 Santa Prof

With quick processing, minimum documentation procedures, attractive interest rates and flexible repayment options, Bank of Baroda Personal Loan is a great option for your immediate financial needs. It offers personal loans of up to Rs.20 lacs @ 11.75% p.a. onwards for tenure of up to 7 years. It also offers pension loans to its pension account holders @ 12.80% p.a. Read on to know more about Bank of Baroda Personal Loan. What is Bank of Baroda Personal Loan ? Bank of Baroda Personal Loan is a type of unsecured loan…

Get Hassle Free Home Loan in Burari Delhi – Complete Guide

May 15, 2022March 17, 2023 Santa Prof

Being a Lal Dora colony, most of the Banks do not offer Home Loan in Burari Delhi. The region is grappling with problems like illegal construction, gross commercialization, poor infrastructure etc. Burari attracts middle class families due to its adjacent to National Highway One, availability of Metro Services and relatively low property prices. Due to this attraction of middle class families, the demand for property in Burari has increased significantly. Along with the growing demand for property, the demand for Housing Loan has also increased tremendously due to which many…

Get Hassle Free Home Loan in Uttam Nagar Delhi – Tips & Tricks

May 15, 2022March 19, 2023 Santa Prof

Being a regularized colony, most of the Banks do not offer Home Loan in Uttam Nagar Delhi. The region is grappling with problems like illegal construction, gross commercialization, poor infrastructure etc. Uttam Nagar attracts middle class families due to its proximity to Gurgaon and IGI airport, availability of Metro Services and relatively low property prices. Due to this attraction of middle class families, the demand for property in Uttam Nagar has increased significantly. Along with the growing demand for property, the demand for Housing Loan has also increased tremendously due…

Home Loan DSA | How to find perfect Home Loan DSA ?

May 15, 2022February 4, 2023 Santa Prof

There are a some established Home Loan DSA in Noida / Ghaziabad / Faridabad / Gurgaon who offer Home Loans, Loan Against Property, Construction Loan, OD Limits etc. from various Banks / HFCs / NBFCs. Some Direct Selling Agents ( DSA)collect service charges from the customer while some work only on the payouts provided by the Banks / HFCs / NBFCs. The Direct Selling Agents (DSA) will charge for their consultancy or not, All depends upon the profile and property of the borrower. Following are some of the best DSAs…

Get Home Loan without Income Proof or ITR – Perfect Guide

May 15, 2022March 15, 2023 Santa Prof

Borrowing a Home Loan without Income Proof is not rare, but it is definitely difficult. Since the Home Loan is a secured loan, most of the banks/HFCs assess the repayment capacity of the borrower before granting the home loan. There are some Banks / HFCs which provides loan by calculating the borrower’s raw income, rental income, co-applicant’s income, freelance income, cattle income, pension income, part time job income etc. What is Home Loan / Housing Loan ? A Home Loan / Housing Loan simply means a sum of money borrowed…

Get Loan Against Property without Income Proof or ITR – Full Guide

May 15, 2022February 4, 2023 Santa Prof

Taking Loan Against Property without Income Proof is not rare, but it is definitely difficult. As such a Loan Against Property is a secured loan. However, most Banks / HFCs / NBFCs assess the borrower’s repayment capacity before providing mortgage loans. There are some Banks / HFCs / NBFCs which provides loan by calculating the borrower’s raw income, rental income, co-applicant’s income, freelance income, cattle income, pension income, part time job income etc. What is Loan Against Property ? Loan Against Property is a secured loan in which the borrower…

Find Best Home Loan DSA in Delhi NCR – Top 50 DSA List

May 15, 2022May 20, 2023 Santa Prof

There are a some established Home Loan DSA in Delhi who offer Home Loans, Loan Against Property, Construction Loan, OD Limits etc. from various Banks / HFCs / NBFCs. Some Direct Selling Agents ( DSA)collect service charges from the customer while some work only on the payouts provided by the Banks / HFCs / NBFCs. The Direct Selling Agents (DSA) will charge for their consultancy or not, All depends upon the profile and property of the borrower. Following are some of the best DSAs (Direct Selling Agents) in Delhi Gera…

How to get CC Limit or Cash Credit Limit in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

CC Limit or Cash Credit Limit is a type of short-term working capital loan that is given by Banks and Financial Institutions. It allows borrowers to use funds to a predetermined limit without credit balances in an account according to prior agreements. It helps small and medium enterprises (SMEs) to meet their working capital requirements. What is CC Limit or Cash Credit Facility ? CC Limit or Cash credit Facility is a short-term source of financing for a business or company that enables the business or company to withdraw money…

How to get Loan Against Leasehold Property in Delhi NCR ?

May 15, 2022May 28, 2023 Santa Prof

Taking a Loan Against Leasehold Property is not a very difficult task. Almost all Banks / HFCs /NBFCs offer Mortgage Loan on Leasehold Property with specific terms and conditions (i.e. PTM). What is a leasehold property ? Leasehold refers to a property tenure which gives you the right to remain in the property for a specified period of time. Here the buyer cannot own the property or the land on which it is situated. In leasehold land, the authority (usually, a government agency) remains the owner of the land and…